Terms and Conditions

1. Acceptance of Terms

By accessing or using the Zonda Patrimia website, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

2. Description of Service

Zonda Patrimia provides informational content, analytical tools, and educational resources relating to investing. The Service is intended to support decision-making and does not constitute personalised financial advice, a recommendation to buy or sell any financial instrument, or a guarantee of future performance.

Nothing on this website should be interpreted as an offer or solicitation to purchase or sell any security, fund, or financial product in any jurisdiction where such an offer would be unlawful.

3. Eligibility

Use of the Service is intended for individuals who are of legal age in their jurisdiction of residence and who have the legal capacity to enter into binding agreements. By using the Service, you represent that you meet these requirements.

4. No Investment Advice

All content provided through Zonda Patrimia, including articles, projections, and analytical outputs, is for general informational and educational purposes only. Investment value can fall as well as rise, and past performance is not a reliable indicator of future results. You should seek independent financial, tax, or legal advice before making any investment decision.

5. Account Responsibilities

If you register for an account or request contact through our forms, you agree to provide accurate and current information. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your details.

6. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to our systems, interfering with the normal operation of the website, scraping or harvesting data without permission, or using the Service for any unlawful purpose.

7. Intellectual Property

All text, graphics, logos, and software associated with the Zonda Patrimia website are the property of Zonda Patrimia or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written consent.

8. Third-Party Links

The Service may contain links to third-party websites or resources. Zonda Patrimia does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites. Access to such links is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Zonda Patrimia shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Service, including any losses related to investment decisions made using information obtained through the Service.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, or fitness for a particular purpose.

11. Changes to the Terms

Zonda Patrimia reserves the right to modify these Terms at any time. Updated versions will be posted on this page with a revised effective date. Continued use of the Service following any changes constitutes acceptance of the revised Terms.

12. Termination

Zonda Patrimia may suspend or terminate your access to the Service at its discretion, without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Service.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. This section should be reviewed and completed in line with the jurisdiction applicable to Zonda Patrimia.